Risk disciplines, designed to compose.
Riskweise delivers eleven integrated service pillars for GCC financial institutions, IFRS 9 ECL, ICAAP, stress testing, ECL validation, model governance, ICOFR, internal audit, corporate governance, GCC resilience support, AML/CFT compliance and IFRS 18 readiness. Each pillar stands alone. Together they form a complete risk and governance capability calibrated to CBUAE, SAMA, CBB, QCB, CBK and CBO expectations.
IFRS 9 ECL Implementation
PD, LGD & EAD modelling, staging logic, macroeconomic overlay and management overlay governance. Aligned with IFRS 9 and the staging expectations of every GCC central bank.
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ICAAP Framework Development
Pillar II risk identification and quantification, capital adequacy methodology, governance, multi-year capital projections, SREP submission templates, and recovery plan integration.
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Stress Testing Framework
Enterprise-wide stress testing across credit, market, liquidity and operational risk. Scenario design, IRRBB, FX, equity shocks, top-depositor runs, reverse stress testing and Board reporting.
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ECL Model Validation
Conceptual soundness, data quality, assumption testing, benchmarking, backtesting and ongoing monitoring. Aligned with SR 11-7 and CBUAE MMS expectations.
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Model Risk Management (MMS / MMG)
Enterprise model inventory and tiering, MRMF design, documentation framework, limit framework, governance committees, and full data lineage across the model lifecycle.
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ICOFR Implementation & Testing
COSO 2013-aligned framework design, risk-control matrices, design and operating effectiveness testing, deficiency remediation and management attestation support.
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Internal Audit Services
Co-sourced, outsourced or advisory engagements. Risk-based audit planning, model-specific audits, ICAAP and stress test audits, regulatory exam preparation and quality assurance reviews.
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Corporate Governance
Board and committee frameworks, risk appetite, three-lines-of-defence implementation, governance gap assessments, Board training and Pillar III disclosure support.
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GCC Resilience Support
Operationalising central bank directives at bank level. Strategic alignment, execution tracking, IFRS 9 staging implications, and Board / regulatory reporting under resilience packages.
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AML / CFT Compliance
Frameworks written to Federal Decree-Law No. 10 of 2025: business risk assessment, policies and procedures, health checks, compliance department setup, screening and monitoring system testing and validation, training, regulatory reporting and managed KYC.
Explore AML / CFT ComplianceIFRS 18 Readiness & Mapping
IFRS 18 replaces IAS 1 from 1 January 2027 and is applied retrospectively, so 2026 comparatives must be restated and the data has to exist before the standard is technically mandatory. Readiness assessment, chart of accounts mapping to the new operating, investing and financing categories, MPM inventory and reconciliation, and restated comparative support. Readiness and mapping, not audit.
Explore IFRS 18 Readiness & Mapping3 services Risk Frameworks Build the models and the capital framework a supervisor will accept.
- IFRS 9 ECL Implementation PD, LGD & EAD modelling, staging logic, macroeconomic overlay and management overlay governance. Aligned with IFRS 9 and the staging expectations of every GCC central bank.
- ICAAP Framework Development Pillar II risk identification and quantification, capital adequacy methodology, governance, multi-year capital projections, SREP submission templates, and recovery plan integration.
- Stress Testing Framework Enterprise-wide stress testing across credit, market, liquidity and operational risk. Scenario design, IRRBB, FX, equity shocks, top-depositor runs, reverse stress testing and Board reporting.
3 services Validation & Controls Independent review of models, and the controls around the numbers.
- ECL Model Validation Conceptual soundness, data quality, assumption testing, benchmarking, backtesting and ongoing monitoring. Aligned with SR 11-7 and CBUAE MMS expectations.
- Model Risk Management (MMS / MMG) Enterprise model inventory and tiering, MRMF design, documentation framework, limit framework, governance committees, and full data lineage across the model lifecycle.
- ICOFR Implementation & Testing COSO 2013-aligned framework design, risk-control matrices, design and operating effectiveness testing, deficiency remediation and management attestation support.
5 services Audit & Regulatory Assurance, governance and the regulations that arrived this year.
- Internal Audit Services Co-sourced, outsourced or advisory engagements. Risk-based audit planning, model-specific audits, ICAAP and stress test audits, regulatory exam preparation and quality assurance reviews.
- Corporate Governance Board and committee frameworks, risk appetite, three-lines-of-defence implementation, governance gap assessments, Board training and Pillar III disclosure support.
- GCC Resilience Support Operationalising central bank directives at bank level. Strategic alignment, execution tracking, IFRS 9 staging implications, and Board / regulatory reporting under resilience packages.
- AML / CFT Compliance Frameworks written to Federal Decree-Law No. 10 of 2025: business risk assessment, policies and procedures, health checks, compliance department setup, screening and monitoring system testing and validation, training, regulatory reporting and managed KYC.
- IFRS 18 Readiness & Mapping Time critical · 2026 is the comparative year IFRS 18 replaces IAS 1 from 1 January 2027 and is applied retrospectively, so 2026 comparatives must be restated and the data has to exist before the standard is technically mandatory. Readiness assessment, chart of accounts mapping to the new operating, investing and financing categories, MPM inventory and reconciliation, and restated comparative support. Readiness and mapping, not audit.
Most engagements span more than one.
Tell us what you're trying to achieve and we'll map it to the right combination of pillars, or tell you when one is enough.
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